Thomas Kovatch


About Us

For over 40 years, our team of consultants has helped businesses analyze current risk management and insurance programs to negotiate and secure the right amount of coverage at the best available rates.
UIC with tagline

Risk Management Audit & Exposure Review

Once retained, UIC’s process begins with a thorough and in-depth review of your company’s risk management practices. At this point our goal is to help our clients better understand their current risk structure, premium costings, and coverage gaps.

Contract Review and Analysis

All businesses have contracts and agreements through which they transfer or assume some responsibility for risk. Our contract review and analysis function helps your company better understand these risks and how your insurance contracts may or may not respond in the event of a problem or claim. We help support your company’s insurance contract negotiations, as well as coordinate any necessary direct negotiations with insurance service providers.

Competitive RFP Process

When we oversee an effective Commercial Insurance Program procurement process, we strive to create a professional atmosphere that motivates brokers/insurers to produce their most competitive proposals in a timely and professional manner.

Collateral Negotiations

Collateral agreements are often simply signed as they are often presented late in the procuring process with little time for review or the client is told by their broker/insurer that in order to bind their “program” the collateral agreement must be executed.